A reliable alternative lending solution for your agricultural clients
Work with a specialist agricultural lender and refer with confidence. Understand current lending capacity and appetite.
AT A GLANCE
From $1,000,000
LOAN SIZE
Up to 3 years
TERM
Senior, first mortgage
SECURITY
Andrew Whitlock
andrew.whitlock@harvestbridge.com.au
Harvest Bridge finance solutions
Senior secured agricultural credit for proven operators.
SECTORS AND OPERATIONS
Broadacre and mixed farming
Livestock operations
Irrigation and horticulture
Regional agribusiness and value chain investments
STRUCTURE AND SECURITY
Senior secured, first mortgage
Whole-of-enterprise security considered
Off-Farm assets included
Flexible structures for viable operations
PURPOSES
Acquisition and growth
Refinance and debt consolidation
Development
Family succession
Working capital
Bridging finance
Referrals
WELL SUITED TO HARVEST BIRDGE
Characteristics we look for
A capable operator with a viable agricultural operation
Senior security over assets of appropriate quality and value
A clear purpose for the funds and a realistic exit strategy for the loan
A requirement of $1,000,000 or more (smaller loans can be approved by exception)
A structure that is non-standard but sound
A loan that traditional banks are unable to provide
LESS LIKELY TO FIT
Outside Harvest Bridge mandate
Consumer lending
Start-up businesses
Opportunities without senior security
Equipment finance
Livestock lending
SUBMIT A REFERRAL
What to include in an initial submission
You do not need a full application to start. Enough to understand the opportunity is plenty for a first review
Borrower and operation overview
The operator, the enterprise, location and scale
Existing facilities
Current lenders, balances and relevant timing
Purpose and amount
What the funds are for and the amount sought
Indicative financial position
Recent performance and outlook, current Assets and liabilities
Security offered
Properties and assets with indicative values
Timeframe and any constraints
Target settlement or key dates, if relevant
WORKING TOGETHER
How Harvest Bridge works with our brokers
A direct line
You deal with the people making decisions, not a call centre. Andrew Whitlock leads origination and will be your point of contact
01.
A quick response
We give you a clear early view on whether an opportunity may fit so you can advise your client with confidence
02.
Transparent and disciplined
Considered through independent credit and investment governance, with clear, transparent processes throughout
03.
Respectful of your relationships
Your client relationship is yours. We work to support your business in providing solutions for clients, keeping you informed throughout the process
04.
Your point of contact
Talk directly with a member of the Harvest Bridge team
Talk an opportunity through before you formalise a referral. Simply fill in the enquiry form